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Are Extended Roofing Warranties Worth the Extra Cost?

Extended warranties are considered by many consumers as unnecessary, or just a way for companies to boost sales. But in the roofing industry, extended warranties can bring you thepeace of mind that standard warranties can’t. In this blog, residential and commercial roofing contractor Rainier Roofing LLC takes an in-depth look at whether or not extended roofing warranties are worth it.


How Do Extended Warranties Work?

Extended warranties generally provide additional coverage for an additional cost. For example, if a standard roofing warranty has 10 to 20 years of material coverage, an extended warranty for the same roofing system may have coverage that’s twice as long. Coverage may vary depending on the manufacturer and/or contractor.

Non-Prorated Coverage and Full Transferability

One of the key features of extended warranties is non-prorated coverage, which provides full coverage for the entire warranty period. In contrast, standard roofing warranties depreciate after a certain period. For example, a 20-year warranty may have 100% coverage for the first 10 years, then 95% in the 11th year, 90% in the 12th year and so forth. The remaining cost of roof repair will have to be covered out-of-pocket or through insurance.

Another key feature is full transferability. “Transferability” refers to whether the remaining warranty coverage applies to the home’s new owner, in the event it gets sold. A standard roofing warranty usually does not allow this, but an extended warranty could, and would explicitly say so. Transferable warranties make a house for sale more attractive to buyers, and may even command a higher selling price.

Contractors That Offer Extended Warranties

Roofing manufacturers offer extended warranties through certified contractors, sometimes at different certification levels. For example, GAF offers their Lifetime Roofing System Limited Warranty in four levels. The top-tier Golden Pledge® Limited Warranty, which features up to 50 years of coverage on the roofing system and up to 30 years on workmanship, is exclusively available through GAF Master Elite® contractors like us. The workmanship warranty alone is worth the extra cost, as not all contractors offer it, and those who do only cover short periods of typically two years.

Talk to Rainier Roofing LLC about extended warranties and roof estimates. Give us a call at (813) 261-0767 or fill out our contact form to schedule an appointment.